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Loan Business

Post-Loan Administration System

The Post-Loan Administration System for sound asset management.

This is an intergrated System that supports Post-loan administrative processes dealing with delinquency, property surveys, preservative measures, litigation, auction, issuance of ABS, and sales. Its recently-added sub-system of the claim manual system completes the post-administrative procedures, maximizing business efficiency, which in turm, improves the soundness of assets.

System overview

  • User Interfaces That are user-centric, convenient, and efficient
  • A design that accommodates connection with other systems
  • A standardized model that maximi-zes work efficiency
  • An automated work process that requires the minimum human touch
  • Claim Manual System
  • Post-loan Administration
  • Electronic Approval System

An Integrated Post-Loan Administrative System

Maximizing the soundness of assets

System scope

The Post-loan Administration System

  • Delinquency
    Delinquency history
    Brief on bankrupt borrowers under the Basel Ⅱ Act
  • Performance Management
    Best practice
    Major quantitatives
    Performance by business
  • Write-offs
    Admin. for Write-offs
    Write-off application
    Write-off deliberation
    Audit management
    Debt management
  • Credit guarantee
    Preparation of de-mand for perfor-mance
    Preparation of sub-rogation performance
  • Output computerzied documentation
    bond loan management, cash flow management
  • Electronic approval
    Documents
    Forms
    E-approval
  • Personal rehabilitation
    personal rehabilitation management Payment management
    Reimbursement management
  • Claim manual
    Business Knowledge
    Scheduling
    Unsettled claims
    Various policies
  • Change-Up
    Change-Up management
    Property management
    Management report
    Date management
  • Individual allowances
    bond loan management
    cash flow management
  • Claim
    Brief on borrowers and claims
    Property survey Preservative measures
    Preservation disposal management
    Other issues
    Sending automated DM
    Intensive measures
    Document Management
    Audit data
  • Litigation / Auction
    Litigation admin.
    Auction admin.
    Auctioned property ratio
  • ABS/Sale
    ABS admin. Admin. For sale to
    Outside party
    Admin. For securities sale
    Estimated Recovery Amount
  • Corporate rehabilitation
    Corporate rehabilitation management
    Corporate financial solidity Management
    Management report
    Dispatch DM
    Date management

Other systems link

  • BPR image system
  • Account layer system
  • Audit procedure for inspection department depreciation
  • Risk management system Credit card system
  • Credit card system
  • IBK Credit information
  • EDW system
  • Integrated arrears system
  • Web terminal system
  • Supreme court of Korea website
  • Digital Taein (View details of auction sale)

Characteristics and Advantages

01Intergration of the Post-loan Administration

Intergration of all loan administrations including the status of Loan in arrears, property surveys, legal proceedings credit guarantees, Write-offs, ABS sales administration, etc

Inquiry and aggregation of data by period, sum, subject, staff in charge and department and branch in charge

Past default history log

02PAPERLESS Administration

Paperless approval process though the electronic approval system

All output convertible to the Excel format

Maximized efficiency by directly extracting LOB data from e-approval files

Convenient document inquiry through linkage with the BPR Imaging system

03Convenient and multiple searches

Search through various keywords including client number, name, Identification number, and case number

Search the necessary data by borrower, business, branch and manager in charge

Real-time and speedy data processing

Speedy search of a large quantity of data with Active-X

04Automatic mailing

Automatic mailing thought bundling of various DM documents

05Automatic printing of various document

Automatic creation and printing of claim statements to be presented to court, demands for performance papers to be presented credit guaranty Institutions, subrogation performance certificates and other papers

06Scheduling

Automatic extraction of schedules and subjects classified by claims And business, which help to support a systematic and efficient work process

Monitoring function of manager’s work process

07Real-name management system

Strengthen continuity and responsible management of the work by designating and managing the person who is in charge of bond management, auction, litigation, depreciation for each task after intensive management