Post-Loan Administration System
						
							The Post-Loan Administration System for sound asset management.
							This is an intergrated System that supports Post-loan administrative processes dealing with delinquency, property surveys, preservative measures, litigation, auction, issuance of ABS, and sales. Its recently-added sub-system of the claim manual system completes the post-administrative procedures, maximizing business efficiency, which in turm, improves the soundness of assets.
						 
					
					
						System overview
						
							- User Interfaces That are user-centric, convenient, and efficient 
- A design that accommodates connection with other systems 
- A standardized model that maximi-zes work efficiency 
- An automated work process that requires the minimum human touch 
							
								- Claim Manual System
- Post-loan Administration
- Electronic Approval System
An Integrated Post-Loan Administrative System
							Maximizing the soundness of assets
						 
					
					
						System scope
						The Post-loan Administration System
						
							- 
								
									- Delinquency
- Delinquency history
- Brief on bankrupt borrowers under the Basel Ⅱ Act
 
- 
								
									- Performance Management
- Best practice
- Major quantitatives
- Performance by business
 
- 
								
									- Write-offs
- Admin. for Write-offs
- Write-off application
- Write-off deliberation
- Audit management
- Debt management
 
- 
								
									- Credit guarantee
- Preparation of de-mand for perfor-mance
- Preparation of sub-rogation performance
 
- 
								
									- Output computerzied documentation
- bond loan management, cash flow management 
 
- 
								
									- Electronic approval
- Documents
- Forms
- E-approval
 
- 
								
									- Personal rehabilitation
- personal rehabilitation management Payment management
- Reimbursement management
 
- 
								
									- Claim manual
- Business Knowledge
- Scheduling
- Unsettled claims
- Various policies
 
- 
								
									- Change-Up
- Change-Up management
- Property management
- Management report
- Date management 
 
- 
								
									- Individual allowances
- bond loan management
- cash flow management 
 
- 
								
									- Claim
- Brief on borrowers and claims
- Property survey Preservative measures
- Preservation disposal management
- Other issues
- Sending automated DM
- Intensive measures
- Document Management
- Audit data
 
- 
								
									- Litigation / Auction
- Litigation admin.
- Auction admin.
- Auctioned property ratio
 
- 
								
									- ABS/Sale
- ABS admin. Admin. For sale to
- Outside party
- Admin. For securities sale
- Estimated Recovery Amount
 
- 
								
									- Corporate rehabilitation
- Corporate rehabilitation management
- Corporate financial solidity Management
- Management report
- Dispatch DM
- Date management 
 
Other systems link
						
							
								- BPR image system 
- Account layer system
- Audit procedure for inspection department depreciation  
- Risk management system Credit card system 
- Credit card system
- IBK Credit information
- EDW system 
- Integrated arrears system 
- Web terminal system
- Supreme court of Korea website 
- Digital Taein (View details of auction sale) 
 
					
					
						Characteristics and Advantages
						
							- 01Intergration of the Post-loan Administration
- 
								Intergration of all loan administrations including the status of Loan in arrears, property surveys, legal proceedings credit guarantees, Write-offs, ABS sales administration, etc Inquiry and aggregation of data by period, sum, subject, staff in charge and department and branch in charge Past default history log 
							- 02PAPERLESS Administration
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								Paperless approval process though the electronic approval system All output convertible to the Excel format Maximized efficiency by directly extracting LOB data from e-approval files Convenient document inquiry through linkage with the BPR Imaging system  
							- 03Convenient and multiple searches
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								Search through various keywords including client number, name, Identification number, and case number Search the necessary data by borrower, business, branch and manager in charge  Real-time and speedy data processing  Speedy search of a large quantity of data with Active-X 
							- 04Automatic mailing
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								Automatic mailing thought bundling of various DM documents 
							- 05Automatic printing of various document
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								Automatic creation and printing of claim statements to be presented to court, demands for performance papers to be presented credit guaranty Institutions, subrogation performance certificates and other papers  
							- 06Scheduling
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								Automatic extraction of schedules and subjects classified by claims And business, which help to support a systematic and efficient work process  Monitoring function of manager’s work process 
							- 07Real-name management system
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								Strengthen continuity and responsible management of the work by designating and managing the person who is in charge of bond management, auction, litigation, depreciation for each task after intensive management